Is there a minimum guaranteed benefit?

  • Short Term Disability: Yes, while you are receiving sick leave pay or annual leave pay, including donated pay for a non-occupational disability you are eligible to receive a Minimum Benefit of $200 a month on approved claims.
     
    (During the first 60 days that you are on claim, any sick leave pay or annual leave pay, including donated pay for non-occupational injuries is considered Deductible Income if you are entitled to receive it and will be subtracted from your STD Gross Monthly Benefit).
  • Long Term Disability: For a non-occupational Disability there is a $200 per month Minimum Benefit while receiving sick leave pay or annual leave pay, including donated pay on approved claims. There is a $50 per month Minimum Benefit in all other circumstances