PORAC Insurance & Benefits Trust

Securing the Shield: Why Life and AD&D Insurance are Vital for Police Officers

July 1, 2026 | Latest News

For police officers, the concept of “risk” isn’t a theoretical calculation; it is a daily reality. From pursuits and confrontations to the physiological toll of high-stress environments, law enforcement professionals face hazards that far exceed those of the average workforce. While a badge and vest provide physical protection on the street, Life Insurance and Accidental […]

California Casualty Auto and Home Insurance

June 10, 2026 | Latest News

Protecting those who protect our communities requires more than just standard insurance coverage. For police officers, the line between professional and personal life often blurs, especially regarding the gear and equipment they carry. California Casualty specializes in bridging this gap with tailored personal auto, homeowners, and renters insurance benefits designed specifically for law enforcement professionals. […]

Supplemental Medicare Part D

June 10, 2026 | Latest News

Signing up for Medicare can be an overwhelming process. With multiple parts to navigate, let the Insurance and Benefits Trust (IBT) help with Medicare drug coverage (Medicare Part D). While Medicare Part D is optional, it’s recommended that you enroll as soon as possible to avoid lasting penalties. What is Medicare Part D? Medicare Part […]

Why Your Association Needs a Visit from the Insurance & Benefits Trust

April 10, 2026 | Latest News

In the demanding world of California law enforcement, the peace of mind that comes from robust, reliable insurance is not just a luxury—it is a necessity. While members of the Peace Officers Research Association of California (PORAC) are well aware of the organization’s legislative and legal prowess, one of its most valuable assets is the […]

Disability Insurance

March 16, 2026 | Latest News

Maintaining your most valuable asset—your ability to earn an income—is the cornerstone of a secure financial plan. While many prioritize health or auto insurance, disability insurance provides the essential bridge that keeps your household running when a medical crisis strikes. By maintaining both short-term (STD) and long-term disability (LTD) coverage, you create a seamless safety […]

Auto & Home/Renters

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.
Disability, Life & AD&D

Protect yourself and your family.
Health Plans

Providing major medical insurance for qualifying PORAC members.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Auto & Home/Renters

Dental & Vision

Disability, Life & AD&D

Health Plans

Supplemental