PORAC Insurance & Benefits Trust

Comprehensive Dental and Vision Solutions for PORAC Members

February 4, 2026 | Latest News

Maintaining overall health during retirement requires reliable access to specialized care. The Insurance and Benefits Trust of PORAC (IBT) addresses this need by offering robust dental and vision insurance plans tailored for Retiree Associate Members (RAM). These programs ensure that members receive high-quality care through established networks while maximizing cost savings. Dental Coverage Excellence The […]

Happy New Year from the Insurance and Benefits Trust of PORAC

February 4, 2026 | Latest News

The Trustees and staff of the Insurance and Benefits Trust of PORAC (IBT) extend warm wishes for a healthy, safe, and prosperous New Year to all participants and their families. As we reflect on the past year and look ahead to new opportunities, we remain grateful for the trust our members place in us and […]

2023 Safety Summary Annual Report

December 22, 2025 | Latest News

Summary Annual Report For the INSURANCE AND BENEFITS TRUST OF THE PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA SAFETY PLAN This is a summary of the annual report of the Insurance and Benefits Trust of the Peace Officers Research Association of California – Safety, EIN 68-6068469, Plan No. 501, for period January 1, 2023 through December […]

2023 Non-Safety Summary Annual Report

November 25, 2025 | Latest News

Summary Annual Report For the INSURANCE AND BENEFITS TRUST OF THE PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA NON-SAFETY PLAN This is a summary of the annual report of the Insurance and Benefits Trust of the Peace Officers Research Association of California Non – Safety, EIN 68-6068469, Plan No. 502, for period January 1, 2023 through […]

Health Plan 2026 Rates Comparison

October 6, 2025 | Latest News

CalPERS Open Enrollment Runs September 15th through October 10th The Insurance and Benefits Trust of PORAC has finalized the 2026 rates for the Police & Fire Health Plan, continuing its commitment to offering affordable, high-quality coverage. These rates remain among the most competitive available—often even lower than some HMO plans—providing exceptional value to members. Currently […]

Auto & Home/Renters

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.
Disability, Life & AD&D

Protect yourself and your family.
Health Plans

Providing major medical insurance for qualifying PORAC members.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Auto & Home/Renters

Dental & Vision

Disability, Life & AD&D

Health Plans

Supplemental