Group Short Term/Long Term Disability Plan

The Disability program protects one of your most important assets; your ability to earn a paycheck.  If you become disabled due to an injury or illness and can’t work, this program is designed to provide you and your family with a continuing monthly income up to a maximum of $10,000 per month.  The Disability program provides this protection around the clock — 24/7.  This program far exceeds other plans offered to Peace Officers and provides unparalleled financial security. Effective April 1, 2021 the LTD Carrier will change. See the Important Notice Below.

IMPORTANT NOTICE NEW
Safety LTD Plan Carrier

Safety Disability Plans –

Silver Plan beginning at $18.50 per month is totally self-funded and offers coverage for a period not to exceed 24 months.

Gold Plan beginning at $29.70 per month provides both Short Term Disability (STD) and Long Term Disability (LTD) coverage protecting up to 66 2/3% of your monthly salary.  Under the STD Plan, benefits are self-funded by the Insurance and Benefits Trust of PORAC (IBT) during the initial 12 months of a claim, after which your coverage seamlessly transitions to the fully insured LTD Plan which is underwritten and administered by the Standard Insurance Company.

Platinum Plan beginning at $34.00 per month provides both STD and LTD coverage protecting up to 70% of your monthly salary.  Under the STD Plan, benefits are self-funded by the IBT during the initial 12 months of a claim, after which your coverage seamlessly transitions to the fully insured LTD Plan which is underwritten and administered by the Standard Insurance Company.

The Gold and Platinum Non-Safety plans are fully self-funded by the IBT and have a three-year Maximum Benefit Period.

Safety Platinum Plan 2018
Safety Gold Plan 2018
Safety Silver Plan 2018
Non-Safety Plans 2018