Dental
The Insurance and Benefits Trust of PORAC (IBT) provides dental insurance administered by Delta Dental to Retire Associate Members (RAM). RAM members are eligible for both HMO and PPO dental coverage plans with a large, stable network of dentists.
Find a Dentist
For additional information go to DeltaDental.com
Dental and vision coverage (for retirees) must be purchased together, unless already enrolled in a vison or dental plan and can provide an explanation of coverage with your application.
If disenrolled from the IBT dental and vision plans, there is a three year waiting period before you may re-enroll.
A completed application can be returned to the IBT via one of the following methods:
MAIL: IBT Insurance Services, 2960 Advantage Way, Sacramento, CA 95834
E-MAIL: healthplan@ibtofporac.org
FAX: (916) 999-8892
Vision
The IBT provides vision insurance administered by VSP to Individual RAM members and Group Active Associations.
Retired Associate Member
If you are a RAM member interested in vision insurance coverage, the IBT provides retirees coverage administered by VSP.
Vision and dental coverage (for retirees) must be purchased together, unless already enrolled in a vision or dental plan and can provide an explanation of coverage with your application.
If disenrolled from the IBT dental and vision plans, there is a three year waiting period before you may re-enroll.
A completed application can be returned to the IBT via one of the following methods:
MAIL: IBT Insurance Services, 2960 Advantage Way, Sacramento, CA 95834
E-MAIL: healthplan@ibtofporac.org
FAX: (916) 999-8892
Active Associations
The IBT also offers group coverage to members who are active employees and whose Association have opted into the IBT sponsored vision plan. The plan is designed to provide you with coverage for essential vision needs.
Active VSP Group Coverage
Active VSP Group Rates
Additional VSP Offers
Below are value-add programs exclusively offered to PORAC members for being in the VSP plan:
- PORAC members who select a frame from VSP’s Featured Frame list receives an additional $20 to their frame coverage, which is a great way to put money back into your pocket. Click here to learn more.
- Eyeconic.com is the only online store that PORAC members can sync their VSP plan to cover their glasses or contact lenses for the in-network experience. Click here to learn more.
- VSP has collaborated with TruHearing, a company focused on hearing aids and hearing aid services, to offer all VSP members, as well as PORAC members, up to 60% savings on hearing aids and services. This program has been made popular by VSP members. Click here to learn more.
- VSP offers a variety of value-add savings for PORAC members to take advantage of. PORAC members can find all of these savings at VSP.com
VSP offers a wide range of tools and resources for VSP members, like looking at claim history or finding a VSP doctor, which is why VSP would like to make sure members are utilizing the site as much as possible. For additional information go to VSP.com.
