Vision Health

Vision health is an important aspect of your overall health, and it’s particularly important if you are spending a lot of time in front of your electronic devices! If you are spending too much time staring at a blue screen, it can cause serious eye strain. When you spend too much time looking at your […] Read More »

Save the Date: CalPERS Open Enrollment

The 2022 CalPERS open enrollment period for adding, changing or terminating Health insurance benefits will run from September 19, 2022 through October 14, 2022. Simultaneously, the IBT’s Dental and Vision plans follow the same open enrollment period. Health, Dental and Vision plans have an effective date of January 1, 2023. Please review IBT’s Health, Dental […] Read More »

Don’t Wait Until It’s Too Late!

While most people don’t consider life insurance until later, the best time to buy it is early on. Life Insurance can be confusing, and it’s hard to know what you really need or want. But there are three very good reasons why you need life insurance. Read More »

No Surprises Act Notice

As of January 1, 2022, participant and dependents have new billing protections when getting emergency care, non-emergency care from out-of-network providers at in-network facilities, and air ambulance services from out-of-network providers. Read More »

Take Advantage of Aflac’s Plans Today

The Insurance and Benefits Trust of PORAC (IBT) sponsors specialized supplemental insurance plans through Aflac, providing members with access to coverage such as Accident Advantage, Cancer Protection Assurance, Aflac Hospital Choice, and Critical Care Protection. Read More »

Seven Tips to Reduce Auto Insurance

People across the nation are getting a shock when they open up their annual auto or home insurance renewal letters – rates are going up. Some are seeing modest increases while others are seeing a significant jump in rates. Premiums are going up even if you haven’t had an accident, moving violation or claim. Read More »

CalPERS Open Enrollment

The 2021 CalPERS open enrollment period for adding, changing or terminating health insurance benefits will be from September 20, 2021 through October 15, 2021. Simultaneously the dental and vision plans offered by the IBT follow this same open enrollment period for effective dates of January 1, 2022. More info click here If you are not […] Read More »