AFLAC: Providing Financial Support to Members When Things Go Wrong
AFLAC has been available to all PORAC members since 1977 and provides financial support (cash) when things go wrong. Whether it is a small laceration that requires stitches or a catastrophic cancer illness, AFLAC is there to help keep you financially whole through that accident or illness. These plans are available to help PORAC members […]
“Have to Buy” versus “Want to Buy”
Nobody wants to buy insurance. But it’s a have-to-buy item. If you’re like most people, it’s not that you don’t understand the value of life insurance. In fact, many people believe they need more coverage. You probably wouldn’t mind having more life insurance. It’s just that you don’t want to buy it. Thinking about buying […]
Answering the Call for Affordable Auto and Home/Renters Coverage
California Casualty, in partnership with PORAC, offers PORAC members Auto & Home/Renters Insurance designed with your needs in mind. California Casualty recognizes that peace officers work every day to provide protection and safety to California citizens. So we at California Casualty strive to protect you with the same honor and integrity by providing auto and […]
Police and Fire Health Plan 2023 Rates Comparison
CalPERS Open Enrollment Runs from September 19 Through October 14 The 2023 rates for the Police and Fire Health Plan sponsored by the Insurance and Benefits Trust of PORAC, were finalized in June. Our rates are some of the lowest rates available to our members and, in some cases, lower than some HMO plans! The […]
IBT Board of Trustees Sets Police and Fire Health Plan Rates for 2023
The Board of Trustees of the Insurance and Benefits Trust of PORAC (IBT) has set the 2023 health plan rates for its sponsored Police and Fire Health Plan. The Trustees met in May and June to review the experience for each region and plan for active employees and retirees. The years 2021 and 2022 have […]
CalPERS Open Enrollement Schedueling Tool
The CalPERS Open Enrollment Scheduling Tool is live as of July 25, 2022. Visit calpersoerequest.org to learn more. Key dates regarding the CalPERS Open Enrollment Scheduling Tool are as follows: July 25 to August 26: Open Enrollment Scheduling Tool Request Form Open September 6 to October 14: Available dates for onsite and/or virtual Open Enrollment […]
Understanding and Knowing Your MOUs
Memorandums of Understanding (MOUs) have long been used by Law enforcement associations to negotiate terms between employers and associations, and are a useful tool to develop a trusting business relationship. MOUs record the terms and establish a basic intention between the parties in creating a business relationship and providing a common intention, reducing the risk […]