Summary Annual Report: PORAC IBT Safety Plan
This is a summary of the annual report for the Insurance and Benefits Trust of the Peace Officers Research Association of California, (Employer Identification No 68-6068469, Plan No. 501) for the period beginning January 1, 2021 and ending December 31, 2021. The annual report has been filed with the Employee Benefits Security Administration, as required […]
IBT Board of Trustees to Review and Set Health Plan Rates for 2024
The 2023 Open Enrollment dates for the Police and Fire Health Plan sponsored by PORAC are scheduled for September 18th through October 13th, 2023. New enrollment and changes made during Open Enrollment will take effect January 1, 2024. The Police and Fire Health Plan proudly serves approximately 12,900 members and their families for a total […]
Why do you need Aflac Supplemental Insurance?
From the AFLAC for PORAC Team – It is our honor and privilege to serve our law enforcement community. We have been serving PORAC since 1977. Today we offer PORAC members Accident, Cancer, Critical Care and Hospital. We also offer Short Term Disability to help replace lost income, accessible in specific circumstances. With injuries usually […]
Why It’s Important to Pay Your Insurance Premiums on Time
It may not seem important but forgetting to make an auto or home insurance payment or having a lapse in coverage can have serious repercussions. Let’s say you don’t drive that much anymore, so you miss an insurance payment or two, but then you get into an accident… If your premium goes unpaid, your insurance […]
Disability Insurance: Protecting Your Ability to Earn a Living
To protect your future earning ability, disability insurance helps protect your income and pays a portion of that income if you are unable to work due to an injury or illness. Disability insurance protects anyone who relies on their income to make a living because without protecting your income, your other assets could be at […]
2023 Dental and Vision Plans
The Insurance and Benefits Trust of PORAC (the “IBT”) is pleased to announce that the Dental and Vision plan rates for 2023 will remain the same with no increases or plan changes. That’s welcomed news amidst the rising price of goods and services! We hope this will prompt our members to take advantage of these […]
PORAC Members Deserve the Exceptional Service California Casualty Offers
PORAC members deserve unparalleled service, rates and coverages when it comes to their auto/home/renter’s insurance. That’s what you’ll get with California Casualty and why customers choose to renew their policies with us year after year, at a rate far exceeding the industry average. With 99% customer service satisfaction, you’ll find that we deliver on our […]
Chairman’s Message
Happy New Year from the IBT of PORAC! The Trustees and staff of the Insurance and Benefits Trust of PORAC (the “IBT”) wish to take this opportunity to wish all of our participants and their families a very healthy and prosperous New Year! On November 15th and 16th of 2022, the Board of Trustees of […]
AFLAC: Providing Financial Support to Members When Things Go Wrong
AFLAC has been available to all PORAC members since 1977 and provides financial support (cash) when things go wrong. Whether it is a small laceration that requires stitches or a catastrophic cancer illness, AFLAC is there to help keep you financially whole through that accident or illness. These plans are available to help PORAC members […]
“Have to Buy” versus “Want to Buy”
Nobody wants to buy insurance. But it’s a have-to-buy item. If you’re like most people, it’s not that you don’t understand the value of life insurance. In fact, many people believe they need more coverage. You probably wouldn’t mind having more life insurance. It’s just that you don’t want to buy it. Thinking about buying […]