Delta Dental’s Data Breach
June 1, 2023 Delta Dental of California experienced a HIPAA data security incident that may affect your personal protected health information (PHI), because its account was accessed and information was acquired without authorization (through its third party provider, MOVEit). Please read Delta Dental’s notice and FAQs, so you can protect you and your loved ones […]
IBT Board of Trustees Set Police and 2024 Fire Health Plan Rates
The Board of Trustees of the Insurance and Benefits Trust of PORAC (the “IBT”) have set the 2024 health plan rates for its sponsored Police and Fire Health Plan. The Trustees met in May and June to review the experience for each region and Plan for active employees and retirees. The experience of all regions […]
Summary Annual Report: PORAC IBT Safety Plan
This is a summary of the annual report for the Insurance and Benefits Trust of the Peace Officers Research Association of California, (Employer Identification No 68-6068469, Plan No. 501) for the period beginning January 1, 2021 and ending December 31, 2021. The annual report has been filed with the Employee Benefits Security Administration, as required […]
IBT Board of Trustees to Review and Set Health Plan Rates for 2024
The 2023 Open Enrollment dates for the Police and Fire Health Plan sponsored by PORAC are scheduled for September 18th through October 13th, 2023. New enrollment and changes made during Open Enrollment will take effect January 1, 2024. The Police and Fire Health Plan proudly serves approximately 12,900 members and their families for a total […]
Why do you need Aflac Supplemental Insurance?
From the AFLAC for PORAC Team – It is our honor and privilege to serve our law enforcement community. We have been serving PORAC since 1977. Today we offer PORAC members Accident, Cancer, Critical Care and Hospital. We also offer Short Term Disability to help replace lost income, accessible in specific circumstances. With injuries usually […]
Why It’s Important to Pay Your Insurance Premiums on Time
It may not seem important but forgetting to make an auto or home insurance payment or having a lapse in coverage can have serious repercussions. Let’s say you don’t drive that much anymore, so you miss an insurance payment or two, but then you get into an accident… If your premium goes unpaid, your insurance […]
Disability Insurance: Protecting Your Ability to Earn a Living
To protect your future earning ability, disability insurance helps protect your income and pays a portion of that income if you are unable to work due to an injury or illness. Disability insurance protects anyone who relies on their income to make a living because without protecting your income, your other assets could be at […]
2023 Dental and Vision Plans
The Insurance and Benefits Trust of PORAC (the “IBT”) is pleased to announce that the Dental and Vision plan rates for 2023 will remain the same with no increases or plan changes. That’s welcomed news amidst the rising price of goods and services! We hope this will prompt our members to take advantage of these […]
PORAC Members Deserve the Exceptional Service California Casualty Offers
PORAC members deserve unparalleled service, rates and coverages when it comes to their auto/home/renter’s insurance. That’s what you’ll get with California Casualty and why customers choose to renew their policies with us year after year, at a rate far exceeding the industry average. With 99% customer service satisfaction, you’ll find that we deliver on our […]
Chairman’s Message
Happy New Year from the IBT of PORAC! The Trustees and staff of the Insurance and Benefits Trust of PORAC (the “IBT”) wish to take this opportunity to wish all of our participants and their families a very healthy and prosperous New Year! On November 15th and 16th of 2022, the Board of Trustees of […]