2022 Summary Annual Report
For Insurance and Benefits Trust of the Peace Officers Research Association of California – Safety This is a summary of the annual report for the INSURANCE AND BENEFITS TRUST OF THE PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA SAFETY PLAN, (Employer Identification No 68-6068469, Plan No. 501) for the period beginning January 1, 2022 and ending […]
2021 Summary Annual Report
for Insurance and Benefits Trust of the Peace Officers Research Association of California – Non-Safety This is a summary of the annual report for the Insurance and Benefits Trust of the Peace Officers Research Association of California – Non-Safety, (Employer Identification No 68-6068469, Plan No. 502) for the period beginning January 1, 2021 and ending […]
Police & Fire Health Plan 2024 Rates Comparison
CalPERS Open Enrollment Runs September 18th through October 13th The 2024 rates for the Police & Fire Health Plan sponsored by the Insurance and Benefits Trust of PORAC were finalized in July. Our rates are some of the lowest rates available to our members and in some cases, lower than some HMO plans! The Police […]
Delta Dental’s Data Breach
June 1, 2023 Delta Dental of California experienced a HIPAA data security incident that may affect your personal protected health information (PHI), because its account was accessed and information was acquired without authorization (through its third party provider, MOVEit). Please read Delta Dental’s notice and FAQs, so you can protect you and your loved ones […]
IBT Board of Trustees Set Police and 2024 Fire Health Plan Rates
The Board of Trustees of the Insurance and Benefits Trust of PORAC (the “IBT”) have set the 2024 health plan rates for its sponsored Police and Fire Health Plan. The Trustees met in May and June to review the experience for each region and Plan for active employees and retirees. The experience of all regions […]
Summary Annual Report: PORAC IBT Safety Plan
This is a summary of the annual report for the Insurance and Benefits Trust of the Peace Officers Research Association of California, (Employer Identification No 68-6068469, Plan No. 501) for the period beginning January 1, 2021 and ending December 31, 2021. The annual report has been filed with the Employee Benefits Security Administration, as required […]
IBT Board of Trustees to Review and Set Health Plan Rates for 2024
The 2023 Open Enrollment dates for the Police and Fire Health Plan sponsored by PORAC are scheduled for September 18th through October 13th, 2023. New enrollment and changes made during Open Enrollment will take effect January 1, 2024. The Police and Fire Health Plan proudly serves approximately 12,900 members and their families for a total […]
Why do you need Aflac Supplemental Insurance?
From the AFLAC for PORAC Team – It is our honor and privilege to serve our law enforcement community. We have been serving PORAC since 1977. Today we offer PORAC members Accident, Cancer, Critical Care and Hospital. We also offer Short Term Disability to help replace lost income, accessible in specific circumstances. With injuries usually […]
Why It’s Important to Pay Your Insurance Premiums on Time
It may not seem important but forgetting to make an auto or home insurance payment or having a lapse in coverage can have serious repercussions. Let’s say you don’t drive that much anymore, so you miss an insurance payment or two, but then you get into an accident… If your premium goes unpaid, your insurance […]
Disability Insurance: Protecting Your Ability to Earn a Living
To protect your future earning ability, disability insurance helps protect your income and pays a portion of that income if you are unable to work due to an injury or illness. Disability insurance protects anyone who relies on their income to make a living because without protecting your income, your other assets could be at […]