Protecting those who protect our communities requires more than just standard insurance coverage. For police officers, the line between professional and personal life often blurs, especially regarding the gear and equipment they carry. California Casualty specializes in bridging this gap with tailored personal auto, homeowners, and renters insurance benefits designed specifically for law enforcement professionals.
Auto Insurance: Protection Beyond the Road
Standard auto policies often exclude coverage for professional equipment, but California Casualty understands the unique cargo police officers carry.
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Personal Property Coverage: Auto insurance policies include $500 personal property coverage for items—including uniforms that you’ve purchased—damaged in or stolen from your vehicle.
Reduced Deductibles: Your deductible is reduced if your vehicle is hit or vandalized while parked on or near the facility where you work or volunteer as a public safety professional.
Pet Injury Protection: If your cat or dog is along for the ride with you in your car, we’ll cover up to $1,000 in vet bills if injured in a covered loss with a zero deductible.
Homeowners and Renters Insurance: Safeguarding Your Gear
Whether you own a home or rent, your residence often houses expensive tools of the trade.
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Firearm & Uniform Coverage: Homeowners policies provide up to $5,000 for the theft of personally owned firearms as well as up to $3,000 for laptops.
Identity Theft Service: Every policy includes free identity theft resolution services, providing a personal fraud specialist to help restore your name if your credentials are compromised. If your identity is stolen, get expert guidance to resolve the problem at no additional cost.
The Ultimate Commitment: Fallen Officer Benefit
Perhaps the most significant benefit is the Fallen Officer Survivor Benefit. California Casualty is one of the only carriers to offer an automatic benefit that waives auto and home insurance policy premiums for the current and following year for the surviving spouse or partner of an officer who loses their life in the line of duty.
By focusing on the specific risks and needs of law enforcement, California Casualty ensures that those who serve have the “backup” they deserve.
To learn more about the offered coverages or to receive a quote, please contact California Casualty online at calcas.com or by phone at (866) 680-5142.
Benefit descriptions are an overview and limits may apply. Complete descriptions are outlined in the actual policy. Coverage is subject to availability and eligibility by state or area.
Featured in the June 2026 issue of PORAC Law Enforcement News.