IBT Board of Trustees Sets Police and Fire Health Plan Rates for 2023

The Board of Trustees of the Insurance and Benefits Trust of PORAC (IBT) has set the 2023 health plan rates for its sponsored Police and Fire Health Plan.

The Trustees met in May and June to review the experience for each region and plan for active employees and retirees. The years 2021 and 2022 have been extraordinary, and the experiences of all regions and plans were thoroughly considered.

While some region and plan rates were slightly increased, some plan rates were also slightly decreased. The 2023 rates for the Health Plan still remain lower than some HMO plans, and the Plan’s Special Reserves remain strong.

No changes were made to the coverage of the Police and Fire Health Plan for 2023.

The Police and Fire Health Plan proudly serves approximately 24,000 safety members and their families with one of the most comprehensive health plans available in the CalPERS System. We have a dedicated staff whose only job is to make sure you and your family receive the best care and service available, including assisting our PORAC members with eligibility, benefits, claims processing and claim inquiries.

Open Enrollment for 2023 coverage will be from September 19, 2022 through October 14, 2022. If you were previously covered by the Police and Fire Health Plan but are not now, or you wish to be covered or make changes to your coverage, open enrollment is the only time to do so.

We encourage you to contact your Human Resources Department, or CalPERS if you are retired, and make the switch over to one of the most comprehensive health plans offered under the CalPERS umbrella.

The Insurance and Benefits Trust of PORAC is committed to serving its members, and we look forward to serving you and your family’s insurance needs now and into the future.

Featured in the August 2022 issue of PORAC Law Enforcement News.