To PORAC Policyholders…

The Mountain Fire is causing significant disruption for many families, and our hearts go out to those affected. We know wildfires can be life-altering events, and we want to reassure you that we are here to support PORAC members during this challenging time.

If you have an auto, homeowner, or renter policy with us and have:

1. Been forced to evacuate your home
2. Suffered smoke damage
3. Suffered other fire-related damage

Please call us toll-free at (800) 800-9410 so we can assist you as quickly as possible. When you call, press 4 when prompted or remain on the line for an operator, and you will be transferred to a claims specialist who can assist you.

You may also report a claim through your online Account Management Portal. Sign in or create an account to submit your claim online.

We are doing our best to quickly take care of all our customers affected by this tragedy.

Dear Member:

This is to provide you with an update on the initial communication from the Insurance and Benefit Trust of PORAC (IBT) sent to member association boards on April 9, 2024, concerning the IBT taking over full administration from Myers-Stevens & Toohey Co., Inc. (MST), effective July 1, 2024.

Additional time was needed to be able to affect a smooth transition. As such, we are working through an agreement with the IBT whereby MST will continue to provide the same service to members we always have up through 12/31/2024. We expect the formal agreement to be executed within the next few days.

What this means for you is that all premium payments for the dental and vision program should continue to be sent directly to MST at 26101 Marguerite Parkway, Mission Viejo, California 92692.

If you have any questions or concerns, feel free to reach out to the IBT at (800) 655-6397 or MST at (800) 827-4695.

Additional update to be provided shortly.

Sincerely,

Richard Buss, Chairman

The CalPERS open enrollment period for adding, changing or terminating Health insurance benefits will run from September 16, 2024 through October 11, 2024. Simultaneously, the IBT’s Dental and Vision plans follow the same open enrollment period. Health, Dental and Vision plans have an effective date of January 1, 2025.

Please review IBT’s Health, Dental and Vision plans to see if they are a fit for you.

To make changes to your current plan, please call CalPERS at (888) 225-7377. For more information, please go to the CalPERS website.

If you are not making any changes to your current plan, you do not need to do anything.

June 1, 2023

Delta Dental of California experienced a HIPAA data security incident that may affect your personal protected health information (PHI), because its account was accessed and information was acquired without authorization (through its third party provider, MOVEit). Please read Delta Dental’s notice and FAQs, so you can protect you and your loved ones from possible identity theft.

Delta Dental Data Breach

Delta Dental Data Breach FAQs

Since 1969, The Insurance and Benefits Trust of PORAC (IBT) has partnered with California Casualty to offer active and Retired Associate Members (RAM) a customized auto and home/renters insurance program that is not available to the general public.

Auto & Home/Renters Insurance Built for Peace Officers

When you spend your days keeping your community safe, you need an insurance company that is focused on your needs. California Casualty has decades of experience providing insurance products that fit the specific needs of the law enforcement community.

From auto policies that cover your gear, to Fallen Officer Survivor Benefits, they understand your needs and back that up with industry leading customer service and dedication to giving back to the public safety community.

Whether you are a customer or not, California Casualty thanks you for your service. Call 1-833-989-3898 for a quote and discover why thousands of your fellow members have already joined the CalCas family of policyholders!

Exclusive Features & Benefits for PORAC and RAM Members

• Generous Member-Only Rates & Special Discounts
• Fallen Officer Survivor Benefit
• Free ID Defense Resolution
• Summer or Holiday Skip Payment Options
• No Charge Personal Property Coverage Up to $500
• 24/7 Towing & Roadside Assistance
• 99% Customer Satisfaction
• Exclusive Protection Options Including Personal Firearm Coverage
• $1,000 Free Pet Injury Protection Coverage

Coverage benefit descriptions are an overview only. Complete descriptions are outlined in the actual policy

You may also visit California Casualty online at www.calcas.com/porac