Take Advantage of California Casualty’s Auto and Home/Renters Insurance Plans Today

California Casualty

Since 1969, The Insurance and Benefits Trust of PORAC (IBT) has partnered with California Casualty to offer active and Retired Associate Members (RAM) a customized auto and home/renters insurance program that is not available to the general public.

Auto & Home/Renters Insurance Built for Peace Officers

When you spend your days keeping your community safe, you need an insurance company that is focused on your needs. California Casualty has decades of experience providing insurance products that fit the specific needs of the law enforcement community.

From auto policies that cover your gear, to Fallen Officer Survivor Benefits, they understand your needs and back that up with industry leading customer service and dedication to giving back to the public safety community.

Whether you are a customer or not, California Casualty thanks you for your service. Call 1-833-989-3898 for a quote and discover why thousands of your fellow members have already joined the CalCas family of policyholders!

Exclusive Features & Benefits for PORAC and RAM Members

  • Generous Member-Only Rates & Special Discounts
  • Fallen Officer Survivor Benefit
  • Free ID Defense Resolution
  • Summer or Holiday Skip Payment Options
  • No Charge Personal Property Coverage Up to $500
  • 24/7 Towing & Roadside Assistance
  • 99% Customer Satisfaction
  • Exclusive Protection Options Including Personal Firearm Coverage
  • $1,000 Free Pet Injury Protection Coverage

Coverage benefit descriptions are an overview only. Complete descriptions are outlined in the actual policy

You may also visit California Casualty online at www.calcas.com/porac

Legislation AB1072

The Peace Officers Research Association of California (“PORAC”), California Correctional Peace Officers Association (“CCPOA”) and California State Firefighters’ Association (“CSFA”) were all co-sponsors of AB1072. Under current Insurance Code 11401, Relief and Benefit associations were created to provide help to survivors of deceased peace officers and firefighters through a charity type of mechanism wherein fellow peace officers and firefighters provided monies to the surviving families.   Some of these associations have evolved to provide valuable long-term disability coverage, long-term care coverage and other types of health and welfare plan coverage for their eligible members.  Under current law, if an association has a “certificate of authority” and complies with minimum membership requirements, it generally will not be subject to oversight by the Insurance Commissioner.

AB 1072 requires an association that holds a certificate of authority and who offer long-term (One-year +) disability coverage or long-term care coverage submit to the commissioner an opinion of a qualified actuary as to whether the reserves and related actuarial items that support the policies or contracts issued are based on assumptions that satisfy contractual provisions, are consistent with prior reported amounts and are based on specified actuarial standards and procedures. 

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