Police & Fire Health Plan 2025 Rates Comparison

CalPERS Open Enrollment Runs September 16th through October 11th

The 2025 rates for the Police & Fire Health Plan sponsored by the Insurance and Benefits Trust of PORAC were finalized. Our rates are some of the lowest rates available to our members and in some cases, lower than some HMO plans!

The Police & Fire Health Plan proudly serves over 26,000 Safety members and their families, with one of the most comprehensive health plans available in the CalPERS system.

If your employer is a member of the CalPERS health plan network, your association is an Association of PORAC and you are a member of PORAC, you may be eligible to enroll in the plan.

If you were previously covered by the Police & Fire Health Plan, but are not now, or you wish to be covered, open enrollment is the only time you can change plans (with little exception). The 2024 open enrollment period will run from September 16, 2024 through October 11, 2024.

Please review the rates and compare PORAC’s rates in your area. We encourage you and your family to consider joining the over 26,000 current subscribers enrolled in the Health Plan.

The Insurance and Benefits Trust of PORAC is committed to serving its members and we look forward to serving you and your family’s insurance needs now and into the future.

We also have a dedicated staff whose only job is to make sure you and your family receive the best care and service available.

For questions about the plan, contact our Insurance Services Representatives at
(800) 655-6397, Option 1.

2025 Health Plan Rates Comparison


Featured in the October 2024 issue of PORAC Law Enforcement News.