PORAC Insurance & Benefits Trust

AFLAC: Providing Financial Support to Members When Things Go Wrong

December 1, 2022 | Latest News

AFLAC has been available to all PORAC members since 1977 and provides financial support (cash) when things go wrong. Whether it is a small laceration that requires stitches or a catastrophic cancer illness, AFLAC is there to help keep you financially whole through that accident or illness. These plans are available to help PORAC members […]

“Have to Buy” versus “Want to Buy”

November 7, 2022 | Latest News

Nobody wants to buy insurance. But it’s a have-to-buy item. If you’re like most people, it’s not that you don’t understand the value of life insurance. In fact, many people believe they need more coverage. You probably wouldn’t mind having more life insurance. It’s just that you don’t want to buy it. Thinking about buying […]

Answering the Call for Affordable Auto and Home/Renters Coverage

October 4, 2022 | Latest News

California Casualty, in partnership with PORAC, offers PORAC members Auto & Home/Renters Insurance designed with your needs in mind. California Casualty recognizes that peace officers work every day to provide protection and safety to California citizens. So we at California Casualty strive to protect you with the same honor and integrity by providing auto and […]

Take Advantage of California Casualty’s Auto and Home/Renters Insurance Plans Today

September 13, 2022 | Announcement

Since 1969, The Insurance and Benefits Trust of PORAC (IBT) has partnered with California Casualty to offer active and Retired Associate Members (RAM) a customized auto and home/renters insurance program that is not available to the general public.

Police and Fire Health Plan 2023 Rates Comparison

September 6, 2022 | Latest News

CalPERS Open Enrollment Runs from September 19 Through October 14 The 2023 rates for the Police and Fire Health Plan sponsored by the Insurance and Benefits Trust of PORAC, were finalized in June. Our rates are some of the lowest rates available to our members and, in some cases, lower than some HMO plans! The […]

Auto & Home/Renters

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.
Disability, Life & AD&D

Protect yourself and your family.
Health Plans

Providing major medical insurance for qualifying PORAC members.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Auto & Home/Renters

Dental & Vision

Disability, Life & AD&D

Health Plans

Supplemental