PORAC Insurance & Benefits Trust

Police & Fire Health Plan 2025 Rates Comparison

October 2, 2024 | Latest News

CalPERS Open Enrollment Runs September 16th through October 11th The 2025 rates for the Police & Fire Health Plan sponsored by the Insurance and Benefits Trust of PORAC were finalized. Our rates are some of the lowest rates available to our members and in some cases, lower than some HMO plans! The Police & Fire […]

IBT Board of Trustees Set 2025 Police and Fire Health Plan Rates

September 3, 2024 | Latest News

The Insurance and Benefits Trust of PORAC’s (IBT) Board of Trustees have set the 2025 health plan rates for the Police and Fire Health Plan. Following the past years trends, the cost of medical services continued to rise for the health insurance industry as a whole. Increased health insurance costs are contributed to by a […]

Dental Health

August 9, 2024 | Latest News

Good oral health is important to maintaining your general health and well-being. Poor oral health can cause pain, poor performance, productivity loss, and a lower quality of life. Oral diseases — which range from cavities and gum disease to oral cancer — are largely preventable with a combination of professional and self-care. 1 Some of […]

Update to the “Welcome to the IBT” letter

July 12, 2024 | Announcement

Dear Member: This is to provide you with an update on the initial communication from the Insurance and Benefit Trust of PORAC (IBT) sent to member association boards on April 9, 2024, concerning the IBT taking over full administration from Myers-Stevens & Toohey Co., Inc. (MST), effective July 1, 2024. Additional time was needed to […]

Insurance Updates

July 8, 2024 | Latest News

Moving forward this summer the Insurance and Benefits Trust of PORAC (IBT) will take over full administrative duties from Myers-Stevens-Toohey & Co. Inc. (MST). For the last 33 years, the IBT has been offering disability, life, accidental death and dismemberment, and vision and dental plans to law enforcement and their families administered though MST. The […]

Auto & Home/Renters

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.
Disability, Life & AD&D

Protect yourself and your family.
Health Plans

Providing major medical insurance for qualifying PORAC members.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Auto & Home/Renters

Dental & Vision

Disability, Life & AD&D

Health Plans

Supplemental