PORAC Insurance & Benefits Trust

Vision Health

April 28, 2022

Vision health is an important aspect of your overall health, and it’s particularly important if you are spending a lot of time in front of your electronic devices! If you are spending too much time staring at a blue screen, it can cause serious eye strain. When you spend too much time looking at your […]

Save the Date: CalPERS Open Enrollment

April 26, 2022

The 2022 CalPERS open enrollment period for adding, changing or terminating Health insurance benefits will run from September 19, 2022 through October 14, 2022. Simultaneously, the IBT’s Dental and Vision plans follow the same open enrollment period. Health, Dental and Vision plans have an effective date of January 1, 2023. Please review IBT’s Health, Dental […]

Don’t Wait Until It’s Too Late!

April 1, 2022

While most people don’t consider life insurance until later, the best time to buy it is early on. Life Insurance can be confusing, and it’s hard to know what you really need or want. But there are three very good reasons why you need life insurance.

No Surprises Act Notice

March 10, 2022

As of January 1, 2022, participant and dependents have new billing protections when getting emergency care, non-emergency care from out-of-network providers at in-network facilities, and air ambulance services from out-of-network providers.

Take Advantage of Aflac’s Plans Today

March 9, 2022

The Insurance and Benefits Trust of PORAC (IBT) sponsors specialized supplemental insurance plans through Aflac, providing members with access to coverage such as Accident Advantage, Cancer Protection Assurance, Aflac Hospital Choice, and Critical Care Protection.

Health Plans

Providing major medical insurance for qualifying PORAC members.
Disability, Life & AD&D

Protect yourself and your family.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.
Home & Auto

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Health Plans

Disability, Life & AD&D

Supplemental

Home & Auto

Dental & Vision