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Insurance & Benefits Trust / Committee of PORAC

Insurance & Benefits Trust / Committee of PORAC

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  • About the Trust
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    • Health Plans
      • Summary of Benefits
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    • Disability, Life and AD&D
      • Group Short Term/Long Term Disability Plan
      • Group Life Insurance
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      • Dental Rates
      • Retiree VSP Rates
      • Active VSP Group Rates
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  • Why PORAC IBT?

    Insurance and Benefits Trust of PORAC


    Offering a wide variety of group and individual insurance plans for PORAC members.


Participation Policy

PORAC Retired RAM Application

IBT Annual Reports

2023 Medical EOC Anthem Blue Cross

2023 Medical Plan Summary

Covid-19 Reimbursement Claim Form

I-SITE

2023 Dental and Vision Plans

2023 Dental and Vision Plans

March 1, 2023 | Latest News

The Insurance and Benefits Trust of PORAC (the “IBT”) is pleased to announce that the Dental and Vision plan rates for 2023 will remain the same with no increases or plan changes. That’s welcomed news amidst the rising price of goods and services! We hope this will prompt our members to take advantage of these […]

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PORAC Members Deserve the Exceptional Service  California Casualty Offers

PORAC Members Deserve the Exceptional Service California Casualty Offers

February 1, 2023 | Latest News

PORAC members deserve unparalleled service, rates and coverages when it comes to their auto/home/renter’s insurance. That’s what you’ll get with California Casualty and why customers choose to renew their policies with us year after year, at a rate far exceeding the industry average. With 99% customer service satisfaction, you’ll find that we deliver on our […]

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Chairman’s Message

Chairman’s Message

January 4, 2023 | Latest News

Happy New Year from the IBT of PORAC! The Trustees and staff of the Insurance and Benefits Trust of PORAC (the “IBT”) wish to take this opportunity to wish all of our participants and their families a very healthy and prosperous New Year! On November 15th and 16th of 2022, the Board of Trustees of […]

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AFLAC: Providing Financial Support to Members When Things Go Wrong

AFLAC: Providing Financial Support to Members When Things Go Wrong

December 1, 2022 | Latest News

AFLAC has been available to all PORAC members since 1977 and provides financial support (cash) when things go wrong. Whether it is a small laceration that requires stitches or a catastrophic cancer illness, AFLAC is there to help keep you financially whole through that accident or illness. These plans are available to help PORAC members […]

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“Have to Buy” versus “Want to Buy”

“Have to Buy” versus “Want to Buy”

November 7, 2022 | Latest News

Nobody wants to buy insurance. But it’s a have-to-buy item. If you’re like most people, it’s not that you don’t understand the value of life insurance. In fact, many people believe they need more coverage. You probably wouldn’t mind having more life insurance. It’s just that you don’t want to buy it. Thinking about buying […]

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March 1, 2023 2023 Dental and Vision Plans
February 1, 2023 PORAC Members Deserve the Exceptional Service California Casualty Offers
January 4, 2023 Chairman’s Message
December 1, 2022 AFLAC: Providing Financial Support to Members When Things Go Wrong
November 7, 2022 “Have to Buy” versus “Want to Buy”

Insurance Services

  • Auto & Home/Renters

    Auto & Home/Renters

    Providing auto, home, motorcycle, renters insurance and more.

     

  • Dental & Vision

    Dental & Vision

    Find the right dental and vision coverage for you.

     

  • <span>Disability, </span>Life & AD&D

    Disability, Life & AD&D

    Protect yourself and your family.

     

  • Health Plans

    Health Plans

    Providing major medical insurance for qualifying PORAC members.

     

  • Supplemental

    Supplemental

    Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

     

Health

Anthem Blue Cross

Anthem.com
(800) 288-6928

CalPERS

Calpers.ca.gov
(888) 225-7377

Disability, Life & AD&D

Myers-Stevens & Toohey & Co. Inc.

PORACInsurance.org
(800) 827-4695

Dental & Vision

Delta Dental

DeltaDental.com
(800) 765-6003

VSP Vision Care

VSP.com
(800) 877-7195

Auto & Home/Renters

California Casualty

CalCas.com/PORAC
(833) 989-3898

Supplemental

Aflac

Aflac.com/PORAC
(858) 344-4331

Insurance and Benefits Trust of PORAC

2960 Advantage Way, Sacramento, CA, 95834

1-800-655-6397

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