PORAC Insurance & Benefits Trust

Understanding and Knowing Your MOUs

July 1, 2022 | Latest News

Memorandums of Understanding (MOUs) have long been used by Law enforcement associations to negotiate terms between employers and associations, and are a useful tool to develop a trusting business relationship. MOUs record the terms and establish a basic intention between the parties in creating a business relationship and providing a common intention, reducing the risk […]

Police and Fire Health Plan Update

June 1, 2022 | Latest News

The Insurance and Benefits Trust of PORAC Health Plan completed its first quarter under the new Anthem Blue Cross Joint Administrative Agreement (JAA) and is continuing to process claims in-house with no delays. Under the JAA arrangement, all claims processing is now being done in-house, as of January 1. Processing claims in-house will ensure a […]

Vision Health

April 28, 2022 | Latest News

Vision health is an important aspect of your overall health, and it’s particularly important if you are spending a lot of time in front of your electronic devices! If you are spending too much time staring at a blue screen, it can cause serious eye strain. When you spend too much time looking at your […]

Save the Date: CalPERS 2022 Open Enrollment

April 26, 2022 | Open Enrollment

The 2022 CalPERS open enrollment period for adding, changing or terminating Health insurance benefits will run from September 19, 2022 through October 14, 2022. Simultaneously, the IBT’s Dental and Vision plans follow the same open enrollment period. Health, Dental and Vision plans have an effective date of January 1, 2023. Please review IBT’s Health, Dental […]

Don’t Wait Until It’s Too Late!

April 1, 2022 | Latest News

While most people don’t consider life insurance until later, the best time to buy it is early on. Life Insurance can be confusing, and it’s hard to know what you really need or want. But there are three very good reasons why you need life insurance.

Health Plans

Providing major medical insurance for qualifying PORAC members.
Disability, Life & AD&D

Protect yourself and your family.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.
Home & Auto

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Health Plans

Disability, Life & AD&D

Supplemental

Home & Auto

Dental & Vision