PORAC Insurance & Benefits Trust

2025 Staff Updates

January 9, 2025 | Latest News

At the Insurance and Benefits Trust (IBT), we are committed to improving the lives of our members by providing comprehensive insurance solutions. As a company focused on customer care and delivering tailored benefits, we understand the importance of adapting our services to meet the evolving needs of our members and their families. In this spirit, […]

Changes to Disability Rates

January 9, 2025 | Latest News

The Insurance and Benefits Trust regularly review Short and Long Term Disability plan rates to ensure high standards for members at an affordable cost. Following extensive deliberation and negotiations with MetLife, and after thorough discussion, the Board of Trustees approved a rate increase during the September IBT Meeting. It was determined that, effective January 1, […]

A Message From California Casualty’s Auto & Home Insurance

November 8, 2024 | Announcement

To PORAC Policyholders… The Mountain Fire is causing significant disruption for many families, and our hearts go out to those affected. We know wildfires can be life-altering events, and we want to reassure you that we are here to support PORAC members during this challenging time. If you have an auto, homeowner, or renter policy […]

Who to Contact

November 8, 2024 | Latest News

For years now, the Insurance & Benefits Trust (IBT) has been providing PORAC members with exceptional benefits designed by peace officers for peace officers. These benefits provide comprehensive coverage and affordable insurance products for our member participants. As open enrollment has drawn to a close, the IBT would like to take a moment to review […]

Police & Fire Health Plan 2025 Rates Comparison

October 2, 2024 | Latest News

CalPERS Open Enrollment Runs September 16th through October 11th The 2025 rates for the Police & Fire Health Plan sponsored by the Insurance and Benefits Trust of PORAC were finalized. Our rates are some of the lowest rates available to our members and in some cases, lower than some HMO plans! The Police & Fire […]

Auto & Home/Renters

Providing auto, home, motorcycle, renters insurance and more.
Dental & Vision

Find the right dental and vision coverage for you.
Disability, Life & AD&D

Protect yourself and your family.
Health Plans

Providing major medical insurance for qualifying PORAC members.
Supplemental

Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

Insurance & Benefits Trust / Committee of PORAC

Insurance and Benefits Trust of PORAC

Insurance Services

Auto & Home/Renters

Dental & Vision

Disability, Life & AD&D

Health Plans

Supplemental