Skip to content
  • PORAC
  • Legal Defense Fund
  • Retiree Medical Trust
  • 1-800-655-6397
Insurance & Benefits Trust / Committee of PORAC

Insurance & Benefits Trust / Committee of PORAC

  • Home
  • About the Trust
    • Mission Statement
    • Trustee Profiles
    • IBT Staff
    • Application Forms
    • Annual Reports
    • Association Application for Participation
    • 2022 IBT Board Meeting Schedule
  • Benefits Offered
    • Health Plans
      • Summary of Benefits
      • Rates
      • Evidence of Coverage
      • No Surprises Act
    • Disability, Life and AD&D
      • Group Short Term/Long Term Disability Plan
      • Group Life Insurance
      • Accidental Death & Dismemberment
      • Simplified Life Insurance
    • Dental and Vision
      • Dental Rates
      • Retiree VSP Rates
      • Active VSP Group Rates
    • Home and Auto
    • Supplemental
  • Announcements
  • FAQs
    • Health Plan FAQs
    • STD/LTD
  • Contact Us
  • PORAC
  • Legal Defense Fund
  • Retiree Medical Trust
  • Why PORAC IBT?

    Insurance and Benefits Trust of PORAC


    Offering a wide variety of group and individual insurance plans for PORAC members.


Participation Policy

PORAC Retired RAM Application

IBT Annual Reports

2022 Medical EOC Anthem Blue Cross

2022 Medical Plan Summary

Covid-19 Reimbursement Claim Form

Simplified Life 2022 Offering

Understanding and Knowing Your MOUs

Understanding and Knowing Your MOUs

July 1, 2022 | Latest News

Memorandums of Understanding (MOUs) have long been used by Law enforcement associations to negotiate terms between employers and associations, and are a useful tool to develop a trusting business relationship. MOUs record the terms and establish a basic intention between the parties in creating a business relationship and providing a common intention, reducing the risk […]

Read More  

Police and Fire Health Plan Update

Police and Fire Health Plan Update

June 1, 2022 | Latest News

The Insurance and Benefits Trust of PORAC Health Plan completed its first quarter under the new Anthem Blue Cross Joint Administrative Agreement (JAA) and is continuing to process claims in-house with no delays. Under the JAA arrangement, all claims processing is now being done in-house, as of January 1. Processing claims in-house will ensure a […]

Read More  

Vision Health

Vision Health

April 28, 2022 | Latest News

Vision health is an important aspect of your overall health, and it’s particularly important if you are spending a lot of time in front of your electronic devices! If you are spending too much time staring at a blue screen, it can cause serious eye strain. When you spend too much time looking at your […]

Read More  

Save the Date: CalPERS 2022 Open Enrollment

Save the Date: CalPERS 2022 Open Enrollment

April 26, 2022 | Open Enrollment

The 2022 CalPERS open enrollment period for adding, changing or terminating Health insurance benefits will run from September 19, 2022 through October 14, 2022. Simultaneously, the IBT’s Dental and Vision plans follow the same open enrollment period. Health, Dental and Vision plans have an effective date of January 1, 2023. Please review IBT’s Health, Dental […]

Read More  

Don’t Wait Until It’s Too Late!

Don’t Wait Until It’s Too Late!

April 1, 2022 | Latest News

While most people don’t consider life insurance until later, the best time to buy it is early on. Life Insurance can be confusing, and it’s hard to know what you really need or want. But there are three very good reasons why you need life insurance.

Read More  

July 1, 2022 Understanding and Knowing Your MOUs
June 1, 2022 Police and Fire Health Plan Update
April 28, 2022 Vision Health
April 26, 2022 Save the Date: CalPERS 2022 Open Enrollment
April 1, 2022 Don’t Wait Until It’s Too Late!

Insurance Services

  • Health Plans

    Health Plans

    Providing major medical insurance for qualifying PORAC members.

     

  • <span>Disability, </span>Life & AD&D

    Disability, Life & AD&D

    Protect yourself and your family.

     

  • Supplemental

    Supplemental

    Prepare yourself for the unexpected. Cancer, ICU, Accident insurance and more.

     

  • Home & Auto

    Home & Auto

    Providing auto, home, motorcycle, renters insurance and more.

     

  • Dental & Vision

    Dental & Vision

    Find the right dental and vision coverage for you.

     

Health

Anthem Blue Cross

Anthem.com
(800) 288-6928

CalPERS

Calpers.ca.gov
(888) 225-7377

Disability, Life & AD&D

Myers-Stevens & Toohey & Co. Inc.

PORACInsurance.org
(800) 827-4695

Dental & Vision

Delta Dental

DeltaDental.com
(800) 765-6003

VSP Vision Care

VSP.com
(800) 877-7195

Home & Auto

California Casualty

CalCas.com/PORAC
(833) 989-3898

Supplemental

Aflac

Aflac.com/PORAC
(858) 344-4331

Insurance and Benefits Trust of PORAC

2960 Advantage Way, Sacramento, CA, 95834

1-800-655-6397

Copyright © 2022 Insurance & Benefits Trust / Committee of PORAC. All Rights Reserved. | Website Designed by 911MEDIA