Dental and Vision

Delta Dental

If you are a Retired Associate Member (RAM) interested in dental insurance coverage, the IBT provides dental insurance, which is administered by Delta Dental. RAM members are eligible for HMO and PPO dental coverage plans with a large, stable network of dentists.

Dental and vision coverage must be purchased together, unless you are already enrolled in a VSP or dental plan and can provide an explanation of coverage with your application.

Find a Dentist

For additional information go to DeltaDental.com.

VSP – Vision

VSP products are available to both Individual Retired Associate Members (RAM) and Group Active Associations. Below you will find more information about joining in each category. Then separate the VSP Retired Associate Member and Group Active Associations.

Dental and Vision coverage must be purchased together, unless you are already enrolled in a VSP or Dental plan and can provide an explanation of coverage with your application. 

VSP Retired Associate Member

If you are a Retired Associate Member (RAM) interested in vision insurance coverage, the IBT provides retirees and those actively working with vision insurance coverage administered by VSP.

Retiree VSP Coverage

Retiree VSP Rates

Vision and dental coverage (for retirees) must be purchased together, unless you are already enrolled in a VSP or dental plan and can provide an explanation of coverage with your application.

Download Application

Find an Eye Doctor

Vision and dental applications can be mailed to 4010 Truxel Road, Sacramento, Ca 95834.

Active VSP Group Coverage

The Insurance & Benefits Trust (IBT) also offers group coverage to the actively working employees. The plan is designed to provide you with coverage for essential vision needs.

Active VSP Group Coverage

Active VSP Group Rates

For additional information go to VSP.com.